Services Commercial Insurance

The insurance that protects you and your business against third party claims. These claims can be for a plethora of reasons not limited to bodily or personal injuries, advertising liability, as well as property damage to third parties arising from your operations, products, or occurring on your business premises.

Protect, protect and protect assets. From hurricanes to explosions, to theft and vandalism, protecting what you have worked for is as important as the business itself. Each policy is unique in its coverages, which is why it’s important to receive guidance and obtain knowledge from your Global Insurance Agency experts.

Simply put, coverage of lost income for halted business due to loss caused by fire, natural disaster, or any other covered peril.

Sometimes things happen by accident, sometimes by carelessness, but none the less, it was not intentional. But, have no fear. Workers’ Comp is here! Workers’ Compensation Insurance is coverage purchased by the employer / business that provides benefits for job-related employee accidental injuries.

As they say, you work long enough somewhere and co-workers become family. That is, until something happens. EPLI is coverage no employer or business wishes to use or need, but wishes they had if the necessity arises. These include coverage for defense costs and damages akin to various employment-related claims, including allegations of wrongful termination, discrimination, workplace harassment, and retaliation.

Remember the good ole days where you stored information on a piece of paper in a drawer that was safe from prying, unknown eyes? That is far from reality in today’s cyber world. Information is stored across a number of devices including laptops, smart phones and computers. When you think about all the information that is stored, it is mind boggling. Which is why it’s important to protect yourself and your company from data breaches. Cyber insurance generally covers your business' liability for a data breach involving sensitive customer information.

This type of coverage is traditionally known as Directors & Officers Insurance. It covers exposures faced by directors, officers, managers that arise from governance and management activities if a negligence claim is brought against them.